Friday, July 04th
Best Credit Card Offers - Ask before sign-up credit card Card Central Chase Platinum Card

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Key questions before signing up

Whether you apply for a card, there are many important information that you need to look for before you sign up.

Find out the answers to the following questions:

  • Is there an introductory APR?
  • How long does the intro APR last?
  • What will my rate be after intro peroiod?
  • Is there an annual fee?
  • Is there an application fee or processing fee?
  • Is there a late fee, over-the-limit fee?
  • Are there any other fees, like account termination fees or balance transfer fees?
  • When and how can a fixed or variable rate be changed?
  • How long is the grace period before interest is applied?
  • How is the interest calculated?
  • What happens if I go over my limit?
Best Overall Card
Annual Fee: $0
Blue Cash from American Express offers upto 5% cashback, 0% APR, 4.99% fixed APR for life of the balance, no annual fee... Learn more.


Best Card 4 Tech Shoppers
Everyday savings

Amex Business Gold - extra 5% off at Dell, 2% off at Staples, 20% off Fedex shipping & much more. Learn more. Consumer can also apply, use your own name as the business name



Best Cash Reward Card
Intro APR: 0%
Annual Fee: $0

American Express Blue Cash Rebate - 0% intro apr. With upto 5% cash back and no annual fee, the New Amex Blue Cash Rebate Card offers you Buyer's Assurance Plan and Purchase Protection Plan.